How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more than 2,000 DPA programs were offered through local, state, and…
Interest Rates: How a 2-1 Buydown Impacts Mortgage Payments
As the housing market shifts and mortgage rates rise, home sellers, builders, and loan officers get creative in attracting more homebuyers. One incentive that is currently making a comeback is called the 2-1 buydown, also known as a temporary buydown.…
June Sacramento Real Estate Market Trends and Forecast
Sacramento Real Estate: Navigating the Current California Housing Market The California real estate market has always been a wild ride, and Sacramento real estate is no exception. Whether you’re a buyer, seller, or investor, understanding the current market dynamics is…
Getting a Mortgage Loan in Sacramento: Is a 30-Year or 15-Year Mortgage Better?
Why Choose Sacramento for Your Home Purchase? Affordable Housing Compared to Other California Cities Sacramento offers a more affordable alternative to cities like San Francisco or Los Angeles while still delivering big-city perks. Diverse Neighborhoods with Unique Charm From the…
How to Get Down Payment Assistance When Buying Your Home [2022 Guide & Updates]
When it comes to buying a home, there are a lot of things to take into account. After all, becoming a homeowner is one of the biggest—albeit worthwhile and investment-savvy—financial decisions most people make in their lifetimes. And one of…
How to write a winning offer on a house in California
Writing a Winning Purchase Offer for Your California Home Introduction Making a competitive offer on a home in California isn’t just about throwing a number on paper. It’s a calculated move in a high-stakes game where every decision can make…
CALIFORNIA HOMEOWNERS: BEST PRACTICES FOR REFINANCING AMID COVID-19
Best Practices for Refinancing Amid COVID-19 It’s a wild time for our community, our state and our country as a whole, and New Way Mortgage is here to guide you through the mortgage opportunities that best fit your specific situation…
