How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more than 2,000 DPA programs were offered through local, state, and…
Housing Market Home Buyer Tip: Target Overpriced Homes
The current real estate market looks different from how it’s played out in the past couple of years. The pandemic caused many people to rethink their housing needs, which resulted in a record number of buyers looking for bigger and…
Top 5 Most Common Homebuyer Questions
Buying a new home is a huge milestone that comes with tons of excitement. But as you go through the process, it can become a bit overwhelming. When you look at all the moving parts of the home buying process⎯from…
Gig Economy: How to Get a Mortgage as a Contractor
Being self-employed or a contractor in the gig economy can come with many benefits, including flexible hours, setting your own fees, and more, depending on the job. But gig work can also mean irregular income and no employer benefits like…
Buying and Selling a Home at the Same Time in California
Are you ready to upsize or downsize your home but not quite sure how to make it happen? Buying and selling a home at the same time in California may seem a little tricky given the market, but it can…
Step 1 to Buying a Home: Meeting with a Mortgage Broker
You’ve decided that you’re ready to purchase a house. You’ve started looking at listings online, you’re visiting open houses, and maybe you already have a real estate agent showing you homes. But many home shoppers miss a crucial first step…
CalHFA 10% Forgivable Down Payment Assistance Program
For many people, saving for a down payment is the biggest hurdle they face when wanting to buy a home of their own. This is why there are several down payment assistance programs, also referred to as DPA programs or…
Cost of Living and Buying a Home in Granite Bay, CA
Granite Bay, California, is an affluent community nestled between Roseville and Folsom Lake and is considered one of the Sacramento area’s best-kept secrets. The city dates back to the early 1850s, when gold miners settled here and called it “Granite…
June Sacramento Real Estate Market Trends and Forecast
As the pandemic drove a migration trend across the United States, the greater Sacramento area has welcomed many new residents, primarily due to its lower cost of living compared with the Bay Area. It’s not that the city isn’t expensive—it’s…
Buying a Home in Fair Oaks, CA
Fair Oaks, California, is located about 15 miles northeast of downtown Sacramento and has the nickname “Crown of the Sacramento Valley” due to its convenient location and comfortable setting. Notable people from Fair Oaks include author Nicholas Sparks and California Gov. Gavin Newsom.…
