Being self-employed or a contractor in the gig economy can come with many benefits, including flexible hours, setting your own fees, and more, depending on the job. But gig work can also mean irregular income and no employer benefits like…
You’ve decided that you’re ready to purchase a house. You’ve started looking at listings online, you’re visiting open houses, and maybe you already have a real estate agent showing you homes. But many home shoppers miss a crucial first step…
If you live in the Sacramento area, chances are you’ve already been to Roseville. Nestled between Sacramento and Reno, it’s the largest city in Northern California’s Placer County and is located only 20 miles from the State Capitol. Roseville is…
Elk Grove in Sacramento County is one of California’s best places to live. It offers residents a sparse suburban feel with many parks and highly rated public schools. Many families and young professionals choose to live in Elk Grove due…
El Dorado Hills, California, just might be the “gold” standard of Sacramento-area communities, and it is undoubtedly one of the most popular! Located on the western side of El Dorado County, it offers a small-town feel with new-construction homes and…
When buying a home or refinancing your current mortgage in Sacramento, there are many factors to consider when shopping for a home loan. When choosing a mortgage program, determining the length of time you want to spend paying off your…
When it comes to the mythical down payment for purchasing a house, the number that comes up a lot is 20%. And while it’s a good number to shoot for, it’s by no means a hard, universal rule. In fact,…
The world was already in the midst of a self-employment and freelancing boom when the COVID-19 pandemic hit. Add the pandemic, and well, the number of people working for themselves has climbed even higher. If you’re a self-employed Californian looking…
So, what’s the difference between a California mortgage broker and a mortgage lender, anyway? Let’s break it down! What is a Mortgage Broker? A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together but does not…
Best Practices for Refinancing Amid COVID-19 It’s a wild time for our community, our state and our country as a whole, and New Way Mortgage is here to guide you through the mortgage opportunities that best fit your specific situation…
