How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more than 2,000 DPA programs were offered through local, state, and…
Pay High-Interest Debt with a Debt Consolidation Refinance
If you are carrying a lot of high-interest debt, it can be overwhelming and cause a massive blow to your monthly budget. But the good news is that, if you have equity in your home, a debt consolidation refinance may…
Housing Market Home Buyer Tip: Target Overpriced Homes
The current real estate market looks different from how it’s played out in the past couple of years. The pandemic caused many people to rethink their housing needs, which resulted in a record number of buyers looking for bigger and…
Interest Rates: How a 2-1 Buydown Impacts Mortgage Payments
As the housing market shifts and mortgage rates rise, home sellers, builders, and loan officers get creative in attracting more homebuyers. One incentive that is currently making a comeback is called the 2-1 buydown, also known as a temporary buydown.…
Step 1 to Buying a Home: Meeting with a Mortgage Broker
You’ve decided that you’re ready to purchase a house. You’ve started looking at listings online, you’re visiting open houses, and maybe you already have a real estate agent showing you homes. But many home shoppers miss a crucial first step…
Buying a Home in Roseville, California
If you live in the Sacramento area, chances are you’ve already been to Roseville. Nestled between Sacramento and Reno, it’s the largest city in Northern California’s Placer County and is located only 20 miles from the State Capitol. Roseville is…
Cost of Living and Buying a Home in Granite Bay, CA
Granite Bay, California, is an affluent community nestled between Roseville and Folsom Lake and is considered one of the Sacramento area’s best-kept secrets. The city dates back to the early 1850s, when gold miners settled here and called it “Granite…
June Sacramento Real Estate Market Trends and Forecast
As the pandemic drove a migration trend across the United States, the greater Sacramento area has welcomed many new residents, primarily due to its lower cost of living compared with the Bay Area. It’s not that the city isn’t expensive—it’s…
Buying a Home in Rocklin, CA
Rocklin, California, has become one of the most sought-after cities for those wanting to buy a home in the Sacramento metro area. Known for a great school district and a small-town feel, Rocklin also has proximity to some of the…
Buying a Home and Moving to Folsom CA
If you’re looking to buy a home in Sacramento County, Folsom is a fantastic choice for families. It was named as the #2 “Best Suburb to Live in the Sacramento Area” by Niche.com in 2021 and offers residents (70% of…
