How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more than 2,000 DPA programs were offered through local, state, and…
Pay High-Interest Debt with a Debt Consolidation Refinance
If you are carrying a lot of high-interest debt, it can be overwhelming and cause a massive blow to your monthly budget. But the good news is that, if you have equity in your home, a debt consolidation refinance may…
HomeReady Program and Home Possible Program Just Got Better!
Homeownership is the American dream, but the perception among many first time home buyers is that it’s difficult to buy a home today. Myth busted: There are several programs out there that specifically meet the needs of today’s home buyers.…
Mortgage Interest Rates Forecast for 2023
As of November 2022, mortgage rates have doubled since the beginning of the year, and rising rates have caused many potential homebuyers to pause their plans and wait for rates to cool down. But is a rate decline on the…
VA Home Loans: VA Loan Eligibility, Benefits, Investing, and More
Military service is full of hardships but also has some pretty substantial benefits. Some are intangible—the sense of pride, the unmatched camaraderie—but others are a bit more material. And one of the most significant of those latter benefits is the…
Housing Market Home Buyer Tip: Target Overpriced Homes
The current real estate market looks different from how it’s played out in the past couple of years. The pandemic caused many people to rethink their housing needs, which resulted in a record number of buyers looking for bigger and…
CalHFA 10% Forgivable Down Payment Assistance Program
For many people, saving for a down payment is the biggest hurdle they face when wanting to buy a home of their own. This is why there are several down payment assistance programs, also referred to as DPA programs or…
Buying a Home in Roseville, California
If you live in the Sacramento area, chances are you’ve already been to Roseville. Nestled between Sacramento and Reno, it’s the largest city in Northern California’s Placer County and is located only 20 miles from the State Capitol. Roseville is…
Cost of Living and Buying a Home in Granite Bay, CA
Granite Bay, California, is an affluent community nestled between Roseville and Folsom Lake and is considered one of the Sacramento area’s best-kept secrets. The city dates back to the early 1850s, when gold miners settled here and called it “Granite…
Thinking of Moving to Elk Grove, California?
Elk Grove in Sacramento County is one of California’s best places to live. It offers residents a sparse suburban feel with many parks and highly rated public schools. Many families and young professionals choose to live in Elk Grove due…
