Sacramento FHA Loans
One of the biggest hurdles that first-time homebuyers face is saving up for a sizable down payment on a home.
How Much Do I Need for Down Payment?
How Much Do I Need for Down Payment? Understanding Down Payments Definition and Basics So, you're thinking about buying a home and wondering, "How much do I need for down…
Buy a House with Zero Down Payment
Zero Down Payment Home Loans Introduction Buying a house is a huge step towards financial stability. But saving for a down payment can feel like an uphill battle. What if…
680 FICO Mortgage Options
Getting a Mortgage with a 680 FICO Score Understanding Your 680 FICO Score Are you Rocking a 680 FICO score? 🎸 That's like being the solid middle act in the…
Get a Mortgage with a 500 FICO
Getting a Mortgage with a 500 FICO Score Have you ever wondered, "Can I get a mortgage with a 500 FICO score?" Well, buckle up, my friend, because we're diving…
Best Loan Program for First Timers.
Decoding the Best Loan Programs for First-Time Home Buyers Introduction: Embarking on the journey to buy your first home is thrilling. It’s crucial to find the best loan program to…
What is an Assumable Mortgage?
An assumable mortgage allows a buyer to take over a seller's home loan. This option can make buying a home easier and less costly. Here’s a simple guide to understanding…
Why Dave Ramsey’s Home Buying Advice Isn’t for Everyone
Ah, Dave Ramsey—financial guru, debt slayer, and the ultimate love-hate figure in personal finance. His advice on buying a home sounds dreamy, but is it realistic? Short answer: No, not…
Jumbo Loan Requirements for California
If you’re looking to buy a luxury home, you’ll probably need a jumbo loan to finance your purchase. Jumbo loans are typically used for financing high-end homes or properties in…
How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more…
