3-2-1 Buydown
Are high mortgage rates keeping you from buying a house? Want to ease the burden of skyrocketing monthly payments to buy a house? Well, look no further than the 3-2-1 Buydown! Now, onto an important disclaimer: While the 3-2-1 Buydown…
2-1 Buydown: Saving Money and Easing Your Mind in a Crazy Market!
2-1 Buydown: Saving Money and Easing Your Mind in a Crazy Market! Are you tired of feeling like you're drowning in the sea of sky-high interest rates? Need a life raft to help you stay afloat in the world of…
How to get the Lowest Mortgage Rate
"The Holy Grail of Mortgages: How to Get the Lowest Mortgage Rate (And Keep Your Sanity Intact)" Searching for the lowest mortgage rate is like hunting for the elusive Yeti or winning the lottery. It's a quest that can test…
HomeReady Program and Home Possible Program Just Got Better!
Homeownership is the American dream, but the perception among many first time home buyers is that it’s difficult to buy a home today. Myth busted: There are several programs out there that specifically meet the needs of today’s home buyers.…
Mortgage Interest Rates Forecast for 2023
As of November 2022, mortgage rates have doubled since the beginning of the year, and rising rates have caused many potential homebuyers to pause their plans and wait for rates to cool down. But is a rate decline on the…
What You Need to Know About the Downpayment Toward Equity Act of 2021
There are a lot of factors you’ll need to consider when searching for a home to buy. One calculation is just how much you’re able to put down on the home. For those of you looking to buy, there may…
Common Mortgage Myths —Debunked!
We’ve talked a lot recently about getting a mortgage for the first time. But whether it’s your first time, your fifth, or somewhere in between, you might feel like the mortgage process is a little confusing. That’s understandable, but it…
Why You Should Get Pre-Approved for Your California Mortgage
Why is getting pre-approved for your California mortgage so important? Well, there are a number of reasons why. The main one is that in this hot market, a pre-approval helps make the process of getting a mortgage smooth AND makes…
Tips to Build Your Sacramento Home Equity
Homeownership comes with a lot of benefits, like being able to paint your walls whatever color you want and not worrying about rising rent. But there’s one huge financial benefit that you may want to think more about—home equity. For…
December is the Perfect Time for an Annual Mortgage Review!
The end of the year can be a crazy busy time, and the last thing you’re probably thinking about is your mortgage. But this time of year just so happens to be a great time to have your favorite loan…
