First Time Home Buyer

Renting vs. Buying a Home in Sacramento: What’s the Right Move? 🏡💰 Let's look at a 3 Bed 2 Bath house and see it whether it makes more sense to rent or buy a 3-bedroom, 2-bath home in Sacramento? 🤔…

CalHFA MyAccess: Your Key to Affordable Homeownership in California Buying a home in California can feel impossible—high prices, competitive offers, and the struggle of saving for a down payment. But what if you had a built-in advantage that made homeownership…

CalHFA Financing: Your Guide to Affordable Home Loans in California Buying a home in California is expensive, but CalHFA financing helps make it more affordable. Whether you're a first-time buyer needing down payment assistance, a veteran seeking zero-down financing, or…

HomeReady vs. HomePossible: Which Mortgage is Right for You? If you’re a first-time homebuyer or looking for a low down payment option, Fannie Mae’s HomeReady and Freddie Mac’s HomePossible programs offer attractive features designed to expand access to homeownership. In…

Unlocking Homeownership in California with Freddie Mac BorrowSmart Introduction to Freddie Mac BorrowSmart Buying a home in California can feel overwhelming, especially with rising prices and hefty down payment requirements. But what if there was a program designed to make…

What Credit Scores Are Needed for Different Types of Mortgages and How to Boost Your Scores When it comes to buying a home, your credit score can feel like the gatekeeper to your dream. It’s no secret that your credit…

15 Essential First-Time Home Buyer Tips Buying your first home is a thrilling experience, but it’s also one of the biggest financial decisions you’ll ever make. It’s normal to feel a mix of excitement and nerves. After all, there’s a…

Buying a House This Year Is Tougher (But Not Impossible) Thinking about buying a house this year? You’re not alone. Many Americans share this dream, but recent trends have made it more challenging. Don't worry, though — with the right…

The Home Loan Process Explained: Your Step-by-Step Guide Introduction Buying a home is one of the most exciting milestones in life, but the journey to homeownership often starts with navigating the home loan process. If you’ve ever felt overwhelmed by…

How Parents Can Help Their Children Buy a Home Achieving homeownership is a significant milestone, but for many young adults, it's a daunting task. Rising property prices, student loan debts, and stagnant wages make saving for a down payment challenging.…