CalHFA MyAccess

CalHFA MyAccess: Your Key to Affordable Homeownership in California

Buying a home in California can feel impossible—high prices, competitive offers, and the struggle of saving for a down payment. But what if you had a built-in advantage that made homeownership more affordable? That’s exactly what the CalHFA MyAccess program does.

At New Way Mortgage, we specialize in helping first-time homebuyers navigate this program and secure the lowest-cost path to homeownership. If you’re wondering whether CalHFA MyAccess is right for you, keep reading—then reach out to us to get started!

📞 Call or text us at 916-465-6639
📩 Email us at hello@newwaymortgage.com
💻 Schedule an appointment at www.meetnewway.com

What is CalHFA MyAccess?

The CalHFA MyAccess Program is a down payment and closing cost assistance loan designed to help first-time homebuyers break into the market with less upfront cash.

This program works alongside a CalPLUS Access FHA or CalPLUS Access Conventional loan, reducing the amount of money you need out of pocket when buying a home. With MyAccess, you get an interest-free loan for part of your down payment or closing costs—helping you move into your dream home faster!

💰 New Way Mortgage is your go-to lender for CalHFA programs. Let’s chat about how this program can work for you!

📞 Call us now at 916-465-6639 or apply online HERE to get started!

How Does MyAccess Work?

MyAccess is a silent second mortgage, meaning no monthly payments are required on the loan. The only time you’ll need to repay it is when you:

Sell the home
Refinance your first mortgage
Pay off your first mortgage

✅ Loan Amount: 2.5% of the first mortgage loan amount
✅ No monthly payments – deferred until you move or refinance
✅ Can be stacked with other assistance for even greater savings

🚨 Don’t leave free money on the table! See how much assistance you qualify for with New Way Mortgage today.

📞 Call 916-465-6639 or apply online HERE.

Who Qualifies for CalHFA MyAccess?

Not everyone qualifies, but if you meet these requirements, you could be approved!

✔ First-Time Homebuyer: Haven’t owned a home in the last 3 years
✔ Primary Residence Only: You must live in the home (no investment properties)
✔ Eligible First Mortgage: Must be paired with a CalPLUS Access FHA or Conventional loan
✔ Meet Income Limits: Varies by county (we’ll check for you!)
✔ Credit Score: Typically 660+ for Conventional, 640+ for FHA

🔹 Not sure if you qualify? We’ll check for you! New Way Mortgage is a CalHFA-approved lender, and we make this process simple and stress-free.

📞 Call us today at 916-465-6639 or apply HERE!

Why Choose CalHFA MyAccess?

At New Way Mortgage, we’ve seen how this program helps homebuyers save thousands on upfront costs. Here’s why MyAccess is worth considering:

🏡 No Monthly Payments on Assistance Funds
Unlike traditional second loans, the MyAccess loan is deferred, meaning no extra payments while you’re living in the home.

💰 Less Cash Out of Pocket
With MyAccess covering part of your down payment or closing costs, you can buy sooner without waiting years to save.

📈 Stackable Assistance
Want even more help? MyAccess can be combined with MyHome Down Payment Assistance, making your home purchase even more affordable.

🔄 Flexible Repayment Terms
The loan doesn’t come due until you sell, refinance, or pay off your first mortgage, giving you plenty of time before needing to repay it.

📞 Want to see how this could work for you? New Way Mortgage is here to help—call us at 916-465-6639 or apply online today!

How to Apply for CalHFA MyAccess

At New Way Mortgage, we make the process quick and easy. Here’s how to get started:

Step 1: Call New Way Mortgage

📞 916-465-6639 – We’ll review your financial situation and determine how much assistance you qualify for.

Step 2: Get Pre-Approved

✅ Find out your maximum loan amount
✅ Lock in your best interest rate
✅ Get your homebuyer education completed

Step 3: Find Your Dream Home

Your home must meet CalHFA’s property requirements, including:
✔ Single-family homes, condos, and some manufactured homes
✔ Primary residences only (no rentals or flips)

Step 4: Close with New Way Mortgage & Move In!

With MyAccess covering part of your down payment and closing costs, you can close faster and move in with less financial stress.

📞 Call New Way Mortgage now at 916-465-6639 or apply online HERE to get started today!

Why Work with New Way Mortgage?

You can only use CalHFA MyAccess through an approved lender—and New Way Mortgage is the best choice for first-time homebuyers in California.

💡 We specialize in CalHFA programs – We know the ins and outs, making your process fast and easy.
💡 We handle everything – From loan pre-approval to closing, we guide you every step of the way.
💡 We get you the best deal – We find every assistance program you qualify for to maximize your savings.

📞 Don’t wait! Call us at 916-465-6639 or apply now: HERE.

Final Thoughts: Don’t Miss Out on CalHFA MyAccess!

The California housing market is competitive, but that doesn’t mean homeownership is out of reach. With CalHFA MyAccess, you can buy with less upfront cash and no extra monthly payments on assistance funds.

At New Way Mortgage, we make the process easy, fast, and stress-free. If you’ve been dreaming of owning a home but weren’t sure how to afford it, this is your opportunity.

📞 Let’s make your dream a reality! Call us at 916-465-6639 or apply now: HERE.

📺 Check Out Our YouTube Channel!

Want even more homebuyer tips? Subscribe to our YouTube channel for expert mortgage advice and insider tips on buying your first home.

🎥 Watch now at www.newwayhome.com!