Is there really an FHA 40 year mortgage? If you've been keeping up with the latest real estate news, you may have heard whispers about a new mortgage product called the FHA 40-year mortgage. The media has been buzzing about…
The Lowdown on Fannie Mae and Freddie Mac's New Fees (LLPAs) Are you ready for some exciting news? No, it's not a new season of your favorite show, it's even better! Fannie Mae and Freddie Mac have just announced new…
The California Dream for All program, launched by the California Housing Finance Agency (CALHFA) in 2023, aimed to provide down payment assistance to first-time homebuyers in the state. However, the program's popularity exceeded its funding, and it quickly ran out…
Private Mortgage Insurance (PMI) is a type of insurance that lenders require homebuyers to purchase when the down payment on their home is less than 20%. The purpose of Private Mortgage Insurance is to protect the lender in case the…
Time for a Debt Consolidation Refinance? Are you tired of feeling like your paycheck goes straight to paying off high interest debt? It's time to take control of your finances and start saving money with a debt consolidation refinance...A.K.A. a…
Debt Consolidation Refinance: The Secret Weapon to Tackle Your Mounting Debts Let's face it. Debt is no fun. The stress of paying off multiple debts with different interest rates can be overwhelming. But, the good news is, there's a solution…
Bi-Weekly Payment Plan vs. Recast: The Power Duo for Mortgage Savings https://youtu.be/onisqUtew9I Are you tired of being enslaved to your monthly mortgage payments? Do you want to reduce your mortgage debt and save thousands of dollars in interest? Well, you're…
Are you tired of renting but can't seem to save up for a down payment on a house? https://youtu.be/4hD6arddcE8 Don't worry, you're not alone! The down payment is the biggest hurdle to buying a house, and it can be tough…
Are you tired of throwing your hard-earned money away on rent? Are you ready to take the leap into homeownership but are held back by the daunting task of saving for a down payment? Fear not, my friend! There…
Are high mortgage rates keeping you from buying a house? Want to ease the burden of skyrocketing monthly payments to buy a house? Well, look no further than the 3-2-1 Buydown! Now, onto an important disclaimer: While the 3-2-1 Buydown…
