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Lock Rate

Should I lock my rate?

Should I Lock My Rate? Buying a home? You’re probably wondering, should I lock my rate? It’s a common question—and a smart one! Mortgage rates can change faster than your favorite streaming show’s plot twists. Locking your rate can protect…

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Assumable Mortgage

What is an Assumable Mortgage?

An assumable mortgage allows a buyer to take over a seller's home loan. This option can make buying a home easier and less costly. Here’s a simple guide to understanding the process and rules of assuming a mortgage, helping you…

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Mortgage Rate Forecast 2024-2025

Here's the latest news, from the Mortgage Bankers Association (MBA); Mortgage Rate Forecast 2024-2025 According to MBAs insights there is a suggestion of rates remaining higher through 2023 with rates beginning to drop in 2024 and further in 2025.  So…

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