Best Home Improvements in Roseville: What Adds Value & How to Finance Them

Introduction

If you’re considering upgrading your home, knowing the best home improvements in Roseville can help you maximize your investment. Whether you want to increase resale value, boost curb appeal, or simply create a more comfortable space, making strategic improvements is key.

Financing home upgrades can be daunting, but options like cash-out refinancing, home equity lines of credit (HELOCs), and home equity loans make it easier to fund renovations without draining your savings. Let’s dive into the best home improvements in Roseville that offer the highest return on investment (ROI) and how you can finance them.

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1. Kitchen Remodeling: The Best Home Improvement in Roseville for ROI

A kitchen remodel is one of the most effective ways to increase home value and improve functionality. Even minor updates—like modern appliances or new countertops—can significantly impact resale value.

Best Kitchen Upgrades for ROI

✔ Cabinet Refacing – Update your kitchen’s look without a full replacement.
✔ Quartz or Granite Countertops – A sleek, durable choice that buyers love.
✔ Energy-Efficient Appliances – Reduce energy costs and attract eco-conscious buyers.
✔ Updated Lighting – Pendant lights and under-cabinet LEDs add style and function.

ROI Potential: A minor kitchen remodel in the Sacramento area recoups about 76.6% of the investment.

How to Finance It

💰 Cash-Out Refinance – If you’ve built up equity, a cash-out refinance can provide the funds for a full kitchen remodel.

🔗 Learn more about kitchen remodeling ROI here

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2. Bathroom Renovations: A Top Home Upgrade in Roseville

Outdated bathrooms can make a home feel less desirable. Upgrading your bathrooms is one of the best home improvements in Roseville for increasing home value.

Best Bathroom Upgrades for ROI

✔ New Vanities – Modern designs with ample storage.
✔ Walk-In Showers – Stylish, easy-access showers are highly desirable.
✔ Low-Flow Toilets & Faucets – Eco-friendly features that cut water bills.
✔ Better Lighting & Ventilation – Enhances functionality and aesthetics.

ROI Potential: A well-executed bathroom remodel can significantly increase home value.

How to Finance It

🏦 HELOC (Home Equity Line of Credit) – Ideal for staged renovations and flexible financing.

🔗 How bathroom remodels impact home value

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3. Enhancing Curb Appeal: The Best Exterior Home Improvement in Roseville

Your home’s exterior is the first thing buyers and guests see. Investing in curb appeal can make a strong impression and significantly increase your home’s value.

Best Curb Appeal Upgrades for ROI

✔ Manufactured Stone Veneer – Adds a luxurious touch.
✔ New Garage Door – Modern doors improve curb appeal and energy efficiency.
✔ Fresh Paint & Siding – A simple, high-impact way to refresh your home.
✔ Landscaping Upgrades – Drought-resistant plants and fresh mulch improve aesthetics.

ROI Potential: Exterior upgrades often recoup over 90% of costs.

How to Finance It

🏡 Home Equity Loan – A fixed-rate loan using your home’s equity, perfect for large exterior projects.

🔗 Curb appeal projects with high ROI

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4. Energy-Efficient Upgrades: Smart Home Improvements in Roseville

Homebuyers in Roseville appreciate energy-efficient features, making them one of the best home improvements in Roseville for ROI.

Best Energy-Efficient Upgrades

✔ Energy-Star Windows – Reduces heating and cooling costs.
✔ Smart Thermostats – Automate temperature control and lower energy use.
✔ Solar Panels – Roseville’s sunshine makes solar a great investment.

ROI Potential: Some energy upgrades pay for themselves in utility savings.

How to Finance It

💡 Cash-Out Refinance or HELOC – Ideal for funding high-value energy-efficient projects.

🔗 Energy-efficient home improvements

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5. Outdoor Living Spaces: The Best Lifestyle Upgrade for Roseville Homes

Adding outdoor living spaces is a smart way to extend usable space and increase home value.

Best Outdoor Improvements for ROI

✔ Deck or Patio – Expands entertainment areas.
✔ Outdoor Kitchen – Built-in grills and dining areas are highly desirable.
✔ Fire Pits & Pergolas – Small touches that create a cozy vibe.

ROI Potential: Outdoor spaces increase property appeal and functionality.

How to Finance It

🏡 Home Equity Loan – A smart option for large outdoor improvement projects.

🔗 Outdoor living trends

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Conclusion: Invest in the Best Home Improvements in Roseville

The best home improvements in Roseville aren’t just about aesthetics—they’re strategic upgrades that increase property value and enhance daily life.

How to Finance Home Improvements in Roseville

✅ Cash-Out Refinance – Great for major renovations like kitchens or full remodels.
✅ HELOC (Home Equity Line of Credit) – Ideal for ongoing projects with flexible financing.
✅ Home Equity Loan – A good choice for large, one-time renovations.

Need help financing your home improvements? New Way Mortgage has options for every homeowner. Talk or text us at 916-465-6639, or schedule an appointment HERE.

And don’t forget—subscribe to our YouTube channel at www.newwayhome.com for more home improvement and mortgage tips!

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FAQs

1. What home improvement adds the most value in Roseville?
Kitchen remodels and energy-efficient upgrades offer the best ROI.

2. How can I finance my home renovations?
Options include cash-out refinancing, HELOCs, and home equity loans.

3. Are smart home upgrades worth it?
Yes! Features like smart thermostats and security systems increase appeal and save on energy costs.

4. What is the cheapest way to improve my home’s value?
Fresh paint, landscaping, and minor kitchen updates offer big returns for little money.

5. Should I DIY or hire a pro?
It depends on the project. Simple upgrades like painting can be DIY-friendly, while kitchens and bathrooms often require professionals.