CalHFA Conventional with MyAccess: The Smart Way to Buy a Home in California
Buying a home in California is no small feat. High prices, fierce competition, and the challenge of saving for a down payment can make homeownership seem out of reach. But what if there was a way to buy sooner, with less cash upfront?
That’s exactly what the CalHFA Conventional with MyAccess program offers!
At New Way Mortgage, we specialize in CalHFA programs designed to help first-time homebuyers get into homes faster and more affordably. If you’re wondering whether CalHFA Conventional with MyAccess is right for you, keep reading—then reach out to us to get started!
📞 Call or text us at 916-465-6639
📩 Email us at hello@newwaymortgage.com
💻 Schedule an appointment at www.meetnewway.com
What is CalHFA Conventional with MyAccess?
The CalHFA Conventional with MyAccess program is a first mortgage loan paired with down payment and closing cost assistance, making homeownership more affordable for first-time buyers.
This program works by combining a CalHFA Conventional Loan with the MyAccess Assistance Program, which provides 2.5% of the loan amount as an interest-free second mortgage. That means less money out of pocket and no extra monthly payments on the assistance funds.
💰 New Way Mortgage is your go-to lender for CalHFA programs. Let’s chat about how this program can work for you!
📞 Call us now at 916-465-6639 or apply online HERE to get started!
How Does CalHFA Conventional with MyAccess Work?
This program consists of two parts:
1️⃣ CalHFA Conventional First Mortgage – A 30-year fixed-rate loan with competitive interest rates.
2️⃣ MyAccess Assistance Loan – A silent second mortgage that covers 2.5% of the first mortgage loan amount.
Key Benefits of MyAccess Assistance:
✅ No monthly payments – The second loan is deferred until you sell, refinance, or pay off the first mortgage.
✅ 2.5% assistance amount – Helps reduce down payment and closing costs.
✅ Can be combined with other CalHFA assistance programs – Get even more savings!
🚨 Don’t leave free money on the table! See how much assistance you qualify for with New Way Mortgage today.
📞 Call 916-465-6639 or apply online HERE.
Who Qualifies for CalHFA Conventional with MyAccess?
Not everyone qualifies, but if you meet these requirements, you could be eligible:
✔ First-Time Homebuyer: You haven’t owned a home in the last 3 years.
✔ Primary Residence Only: No investment properties allowed.
✔ CalHFA Conventional Loan Required: This program is only available with a CalHFA Conventional first mortgage.
✔ Income Limits Apply: Varies by county (we’ll check for you!).
✔ Credit Score: 660+ required for MyAccess with a Conventional loan.
🔹 Not sure if you qualify? We’ll check for you! New Way Mortgage is a CalHFA-approved lender, and we make this process simple and stress-free.
📞 Call us today at 916-465-6639 or apply HERE!
Why Choose CalHFA Conventional with MyAccess?
At New Way Mortgage, we’ve seen how this program helps homebuyers save thousands on upfront costs. Here’s why CalHFA Conventional with MyAccess is a game-changer:
🏡 No Monthly Payments on Assistance Funds
Unlike traditional second loans, the MyAccess assistance loan is deferred, meaning no extra payments while you’re living in the home.
💰 Less Cash Out of Pocket
With MyAccess covering part of your down payment and closing costs, you can buy sooner without waiting years to save.
📈 Stackable Assistance
Want even more help? MyAccess can be combined with MyHome Down Payment Assistance and other CalHFA programs for even greater savings.
🔄 Flexible Repayment Terms
You don’t need to repay the MyAccess loan until you sell, refinance, or pay off your first mortgage.
📞 Want to see how this could work for you? New Way Mortgage is here to help—call us at 916-465-6639 or apply online today!
How to Apply for CalHFA Conventional with MyAccess
At New Way Mortgage, we make the process quick and easy. Here’s how to get started:
Step 1: Call New Way Mortgage
📞 916-465-6639 – We’ll review your financial situation and determine how much assistance you qualify for.
Step 2: Get Pre-Approved
✅ Find out your maximum loan amount
✅ Lock in your best interest rate
✅ Complete your homebuyer education course
Step 3: Find Your Dream Home
Your home must meet CalHFA’s property requirements, including:
✔ Single-family homes, condos, and some manufactured homes
✔ Primary residences only (no rentals or flips)
Step 4: Close with New Way Mortgage & Move In!
With MyAccess covering part of your down payment and closing costs, you can close faster and move in with less financial stress.
📞 Call New Way Mortgage now at 916-465-6639 or apply online HERE to get started today!
Why Work with New Way Mortgage?
You can only use CalHFA MyAccess through an approved lender—and New Way Mortgage is the best choice for first-time homebuyers in California.
💡 We specialize in CalHFA programs – We know the ins and outs, making your process fast and easy.
💡 We handle everything – From loan pre-approval to closing, we guide you every step of the way.
💡 We get you the best deal – We find every assistance program you qualify for to maximize your savings.
📞 Don’t wait! Call us at 916-465-6639 or apply now: HERE.
Final Thoughts: Don’t Miss Out on CalHFA Conventional with MyAccess!
The California housing market is competitive, but that doesn’t mean homeownership is out of reach. With CalHFA Conventional with MyAccess, you can buy with less upfront cash and no extra monthly payments on assistance funds.
At New Way Mortgage, we make the process easy, fast, and stress-free. If you’ve been dreaming of owning a home but weren’t sure how to afford it, this is your opportunity.
📞 Let’s make your dream a reality! Call us at 916-465-6639 or apply now: HERE.
📺 Check Out Our YouTube Channel!
Want even more homebuyer tips? Subscribe to our YouTube channel for expert mortgage advice and insider tips on buying your first home.
🎥 Watch now at www.newwayhome.com!
